Welcome to our Affirm payment system explanation page. At Paddock Animal & Cie, we strive to provide you with a smooth and convenient online shopping experience, which is why we've integrated Affirm into our site and in-store system.

What is Affirm?

Affirm is a flexible payment solutions provider that enables customers to make online purchases and pay for them in instalments. This service enables customers to avoid paying the full amount of their purchase at once, by offering them the option of spreading the payment over a longer period.

Why choose Affirm?

There are several reasons why we chose to integrate Affirm into our site:

1. Payment flexibility: Affirm offers customers the flexibility to choose from a variety of instalment payment options, tailored to their needs and budget.
2. Quick and easy process: The purchasing process with Affirm is quick and easy. Customers can select Affirm as their payment option during the checkout process and complete an online application. Once approved, they can finalize their purchase and begin repaying their installment loan.
3. No hidden fees: Affirm is transparent about the fees associated with installment payments. Customers will know the applicable fees before finalizing their purchase, allowing them to make an informed decision.
4. Information security: Affirm adheres to the strictest security standards to protect customers' personal and financial information. Sensitive data is encrypted and secured to ensure maximum confidentiality.

Constraints and conditions :

It's important to consider the constraints and conditions associated with using Affirm. Here are a few points to consider:

1. Eligibility: Not all customers will be eligible to use Affirm. Eligibility is determined by Affirm on the basis of various criteria, such as the customer's credit history.
2. Interest charges: Affirm applies interest charges to installment payments. The exact interest charges will be communicated to customers during the application process.
3. Financial responsibility: When customers choose to use Affirm, they are responsible for repayment of their installment loan in accordance with the terms and conditions established by Affirm.

For more information on terms and conditions :

If you have additional questions about using Affirm or would like specific details about rates and terms, please visit Affirm's official website or contact their customer service department.

Prior eligibility:

To facilitate the process, we offer our customers the opportunity to complete their eligibility with Affirm prior to checkout. You can do this by using the following link: Affirm by Affirm or by scanning the QR code below:

This advance step allows you to quickly check your eligibility and learn about the payment options available for your purchase.

Please note 48-hour processing time for orders with Affirm

Please note that orders placed with Affirm must be authorized by Affirm and require a 48-hour processing time. Once authorization has been granted, we will endeavor to ship your order as quickly as possible. We thank you for your understanding and patience during this processing period. (including in-store pickup)

Refund policy:

When returning a product purchased with Affirm, please note the following:

• All product returns must be made within days, in accordance with our standard return policy, of purchase to be eligible for a refund. Products returned after this period will not be eligible for a refund.
• When returning a product, please note that a 2% return fee will be applied. This fee corresponds to 2% of the total purchase amount (including taxes) and will be deducted from the final refund.
• The refund will be processed in accordance with our standard return policy. Once we have received and inspected the returned product, we will proceed to refund the remaining amount after deducting the 2% return fee.

For further information:

If you have any further questions about our refund policy or the use of Affirm, please visit our help page or contact our customer service department.